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Hourly Paycheck Calculator 2026
Enter your hourly wage, hours, and overtime to see what you take home each paycheck after taxes.
Your pay
Hourly take-home pay examples (no state income tax)
Single filer, 40 hours a week, paid weekly, federal taxes only.
| Hourly wage | Weekly gross | Weekly take-home |
|---|---|---|
| $15.00/hr | $600.00 | $524.02 |
| $20.00/hr | $800.00 | $684.72 |
| $25.00/hr | $1,000.00 | $845.42 |
| $30.00/hr | $1,200.00 | $1,006.12 |
| $40.00/hr | $1,600.00 | $1,295.41 |
2026 federal paycheck taxes
For 2026, federal income tax uses seven brackets from 10% to 37%. The standard deduction is $16,100 for single filers, $32,200 for married couples filing jointly, and $24,150 for heads of household. Social Security takes 6.2% of wages up to $184,500, and Medicare takes 1.45% of all wages plus 0.9% on wages above $200,000.
2026 federal brackets: single
| Taxable income | Rate |
|---|---|
| $0 to $12,400 | 10% |
| $12,400 to $50,400 | 12% |
| $50,400 to $105,700 | 22% |
| $105,700 to $201,775 | 24% |
| $201,775 to $256,225 | 32% |
| $256,225 to $640,600 | 35% |
| Over $640,600 | 37% |
2026 federal brackets: married filing jointly
| Taxable income | Rate |
|---|---|
| $0 to $24,800 | 10% |
| $24,800 to $100,800 | 12% |
| $100,800 to $211,400 | 22% |
| $211,400 to $403,550 | 24% |
| $403,550 to $512,450 | 32% |
| $512,450 to $768,700 | 35% |
| Over $768,700 | 37% |
2026 federal brackets: head of household
| Taxable income | Rate |
|---|---|
| $0 to $17,700 | 10% |
| $17,700 to $67,450 | 12% |
| $67,450 to $105,700 | 22% |
| $105,700 to $201,750 | 24% |
| $201,750 to $256,200 | 32% |
| $256,200 to $640,600 | 35% |
| Over $640,600 | 37% |
Paycheck calculators by state
- Alabama
- Alaska no income tax
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida no income tax
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada no income tax
- New Hampshire no income tax
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota no income tax
- Tennessee no income tax
- Texas no income tax
- Utah
- Vermont
- Virginia
- Washington no income tax
- West Virginia
- Wisconsin
- Wyoming no income tax
Frequently asked questions
What is taken out of my paycheck?
Most workers see federal income tax, Social Security (6.2%), and Medicare (1.45%) withheld. Depending on where you live, state income tax, state disability or paid leave insurance, and local income tax may also come out. Pre-tax deductions like 401(k) contributions and health insurance premiums reduce your taxable pay.
How is take-home pay calculated?
Start with gross pay, subtract pre-tax deductions, then subtract federal income tax, Social Security, Medicare, and any state and local taxes. This calculator estimates your full-year tax with 2026 rates and divides it by your number of paychecks.
Which states have no income tax on wages?
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming do not tax wages.
Why is my actual paycheck different?
Withholding depends on your Form W-4, bonuses, other jobs, and employer benefits. Treat this as an estimate and compare it with your pay stub.