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Massachusetts Paycheck Calculator 2026
Enter your salary or hourly wage to estimate take-home pay after federal and Massachusetts taxes. Updated for 2026 tax rates.
Your pay
Massachusetts take-home pay by salary
Single filer, paid every two weeks, no pre-tax deductions.
| Salary | Per paycheck | Per year | Effective tax rate |
|---|---|---|---|
| $30,000 | $956.42 | $24,867 | 17.1% |
| $40,000 | $1,244.46 | $32,356 | 19.1% |
| $50,000 | $1,532.50 | $39,845 | 20.3% |
| $60,000 | $1,820.54 | $47,334 | 21.1% |
| $75,000 | $2,219.90 | $57,718 | 23.0% |
| $100,000 | $2,843.85 | $73,940 | 26.1% |
| $150,000 | $4,070.04 | $105,821 | 29.5% |
Massachusetts hourly paycheck examples
Single filer, 40 hours a week, paid weekly.
| Hourly wage | Weekly gross | Weekly take-home |
|---|---|---|
| $15.00/hr | $600.00 | $495.49 |
| $20.00/hr | $800.00 | $645.27 |
| $25.00/hr | $1,000.00 | $795.05 |
| $30.00/hr | $1,200.00 | $944.83 |
| $40.00/hr | $1,600.00 | $1,212.28 |
Massachusetts paycheck taxes for 2026
Massachusetts taxes wages using 2 brackets with a top rate of 9%. For 2026, federal income tax uses seven brackets from 10% to 37%. The standard deduction is $16,100 for single filers, $32,200 for married couples filing jointly, and $24,150 for heads of household. Social Security takes 6.2% of wages up to $184,500, and Medicare takes 1.45% of all wages plus 0.9% on wages above $200,000.
- Massachusetts taxes wages at a flat 5%, plus a 4% surtax on taxable income above $1,107,750 for 2026.
- Massachusetts has no standard deduction. Filers instead get personal exemptions of $4,400 (single), $8,800 (married filing jointly) or $6,800 (head of household), plus $1,000 per dependent.
- Workers contribute up to 0.46% of wages to Paid Family and Medical Leave in 2026, on wages up to the Social Security taxable maximum.
Massachusetts deductions and exemptions
| Filing status | Standard deduction | Personal exemption |
|---|---|---|
| Single | $0 | $4,400 |
| Married filing jointly | $0 | $4,400 |
| Head of household | $0 | $6,800 |
Massachusetts tax brackets: single
| Taxable income | Rate |
|---|---|
| $0 to $1,107,750 | 5% |
| Over $1,107,750 | 9% |
Massachusetts tax brackets: married filing jointly
| Taxable income | Rate |
|---|---|
| $0 to $1,107,750 | 5% |
| Over $1,107,750 | 9% |
Massachusetts payroll deductions
| Deduction | Employee rate | Wage cap |
|---|---|---|
| Paid Family and Medical Leave (PFML) | 0.46% | $184,500 |
Frequently asked questions
How much is taken out of a paycheck in Massachusetts?
A single filer earning $60,000 a year and paid every two weeks takes home about $1,820.54 per paycheck in Massachusetts, an effective tax rate of about 21.1%. The deductions are federal income tax, Social Security, Medicare, Massachusetts income tax, and Paid Family and Medical Leave (PFML).
Does Massachusetts have a state income tax?
Yes. Massachusetts taxes wages using 2 brackets with a top rate of 9%.
What state payroll taxes do Massachusetts employees pay?
Paid Family and Medical Leave (PFML): 0.46% of wages up to $184,500.
Is this Massachusetts paycheck calculator accurate?
It estimates your yearly tax using 2026 federal and Massachusetts rules, then divides by your number of paychecks. Your employer's withholding can differ because of your W-4 choices, bonuses, other income, or benefits not entered here. Use it for planning and check your pay stub for exact amounts.
Sources
- https://www.mass.gov/info-details/massachusetts-4-surtax-on-taxable-income
- https://www.mass.gov/info-details/massachusetts-personal-income-tax-exemptions
- https://www.mass.gov/info-details/paid-family-and-medical-leave-employer-contribution-rates-and-calculator
- https://www.ssa.gov/oact/cola/cbb.html
- https://www.irs.gov/pub/irs-drop/rp-25-32.pdf
- https://www.irs.gov/newsroom/irs-releases-tax-inflation-adjustments-for-tax-year-2026-including-amendments-from-the-one-big-beautiful-bill
- https://www.ssa.gov/news/en/cola/factsheets/2026.html
Tax data last reviewed 2026-09-16. How this calculator works.
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